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在线翻译:
szdaily -> Speak Shenzhen
Credit card delinquency
    2017-September-19  08:53    Shenzhen Daily

在贷款增长缓慢和低利率的双重挤压之下,美国银行更面临信用卡违约上升的压力,几大银行和信用卡公司公布的数据显示,八月信用卡违约率在下降四个月之后再度上升。请看本报昨日的报道:

U.S. banks, already under pressure from slower loan growth and low interest rates, could be facing yet another challenge as a rising number of Americans fall behind on their credit card payments.

Several large U.S. banks and credit card companies, including Capital One Financial Corp. and JP Morgan Chase & Co., reported a rise in credit card delinquency rates for August, the second consecutive rise after falling for four months.

报道中的credit card delinquency就是“信用卡违约”,指未能按约定还款。Delinquency指“违约、违法、小过失”,例如我们常说的juvenile delinquency (青少年犯罪),形容词是delinquent。例如:

In consumer installment loans, missing two successive payments will normally make the account delinquent.

分期付款的消费贷连续两次未还款通常就视为账户违约。

 

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